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1.      Write down your portfolio investment plan?

 Why you make this portfolio investment plan, explain.

 Dear Prof,

Before I choose my portfolio investment, I must know that Am I a safe investor or venture investor? Because this is important for me to distribute portfolios investment in a reasonable.

I think that I would like to venture one portfolio investment because I know “high risk – high return”. However, I still want to keep 1% safety for me.

Therefore, I will choose portfolio investment plan as following as:

Information technology (25%), Tourism (15%), Real estate (10%), Food & drink (15%), HealthCare(20%) and Provision fund for myself (15%).

distributed in 6 group such as:

Firstly, I invest Information technology department because I think that day by day, IT is gradually growing. It can be said that today is the world‘s technological era. Since IT was born, people have work more efficient, higher profits. Technology has replaced manual workers. IT involved in all field of medicine, education and defense… Until to now, IT is a part of the life. I think unless people do not exist, IT will stop developing. Therefore, I believe that IT department can help me have high return.

Secondly, this is the healthcare field. I choose this portfolio because in the past, people just interested in how can become rich, how to make a lot of money. Nowadays, the life is better, people become to enjoy, in addition to making money, people take care about their health. They would like to live longer to enjoy the life. Hence, they take care their health by doing exercise, supplementing functional Foodand usually going to the doctor to check the health situation. Therefore, I think health care is a good choice if I would like to have more profits.

Thirdly, I choose the food & drink field. Because as noted above, nowadays people would like to enjoy the life. Therefore, they just choose food that can make them saturated but also delicious. Although it can be a little bit expensive, it must be tasty. Hence, I think food & drink field isn’t bad choice.

Fourthly, this is the tourism field. Now I think that is a hot field. Because Tourism brings significant income for the economic development of a country. Besides, nowadays, people love to travel in the world. Therefore, tourism is more and more developing day by day.

Fifthly, I chose real estate. In the past, situation of real estate is unstable. At the moment, real estate has been slowly recovering. I think this is a long-term portfolio investment. Because houses, department, flat or land need more time to trading. Besides, I think this is the field is high risk. Because there have a lot of people who would like to buy it but they can’t be enough money to pay immediately. Therefore, they will borrow from bank or other sources. In the case, they can’t pay enough, we will loss so much. Hence, this is a high risk. So I have to think carefully to invest the real estate.

Finally, I would like to have a provision fund for myself. I don't use it to invest. Because I will keep a little money in case when I want to use for anything that is significant and emergency.

In brief, I think that any portfolio investment also has risks. Therefore, choice depends on myself. If I invest intelligently and right time, I will save more profits.
2樓

Erica, 

According to your viewpoints, I found that your portfolio plan is good in thinking how to share the risk as low as possible. 
Do you know Why?
My opinions as follows.
You have mentioned that you would like to have a provision fund for myself. You don't use it to invest. Because you will keep a little money in case when you want to use for anything that is significant and emergent. It's wise of you to do so.

Futhermore, you distributed in 6 groups and you will make your portfolio investment plan 
as follows:

Information technology (25%), 

Tourism (15%), 

Real estate (10%), 

Food & drink (15%), 

Health Care (20%) and 

Provision fund for myself (15%).

I think that any portfolio investment has risks inside. Therefore, any choice depends on your observation and correct adjudgements. 

If you invest intelligently and hold the right time to get-in-and-out to get better profits, you have the chance to be successful in portfolio investment plan.

Keep an eye on the economic development in your country, then take the best portfolio investment plan.


Professor Chao



3樓
 
A successful road to walk with more consideration and courage.
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