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創業投資管理第一次平時考試重點- Regular Exam Main-Points(2018/9/21)
by 趙永祥 2018-09-21 08:14:24, 回應(0), 人氣(950)


Regular Exam Main-Points

(Including Taiwanese and Foreign students)

1.     Please write out your asset allocation plan if you have 100,000 USD on hand. You have to figur out your investment amount in every investment item.

(You have to write out at least three investment items inside the circle figure)

Example

 

My Asset allocation plan(我的資產配置計畫)

(資產配置計畫概念題目,需畫出圓餅圖,投資項目至少三項)

1.股票10%

2.儲蓄險 10%

3.定存50%

4.基金10%

5.不動產10%

6.流動現金10%

 

2.     If you have debt 100,000 USD in bank, but you have limited money 50,000 USD on hand. What’s your choice? To Invest or to reduce Debt to pay some cash back to the loan Bank.

Describe your decision which one choice is better? To Invest or to reduce Debt to pay some cash back to the loan Bank.

如果當我的債務利率高於投資的風險獲利,我會優先選擇減少債務,償還負債。但當投資風險獲利高於債務利率,我會優先選擇投資組合,利用投資組合的獲利償還債務,用錢賺錢。


 

3. 現代投資組合理論

投資者利用分散風險來優化他們的投資組合。在理論中,一個投資組合報酬是各項資產期望收益的加權平均數組合,風險為投資組合報酬的標準差投資組合的報酬是一個隨機變量,測量出投資組合的價值,提高投資效益。

Taiwanese students can answer the two questions in Chinese.