知識社群ePortfolio登入
1樓
Dear Professor,
Here is my answer about your homework

1. My portfolio investment plan
My expect portfolio is: - Stock: 30%
                                    - Real Estate: 25%
                                    - Foreign Currency: 20%
                                    - Deposit Account: 15%
                                    - Insurance: 10%
2. I make this portfolio investment plan beacause:
- Fisrtly, because I want to reduce my risk in my investment so I decided device my investment into many items (5 items: Stock, Real estate, Foreign currency, Deposit account and Insurance)
- Secondly, I think that each of items will give me an expected profit, such as:
    1. In Stock:
        Stock market is more active and develope, in here we can find many opportunities to invest, also many good exchange. If we itelligent, have a flair for market, have an annalysis in good companines, we can succceed in stock market.
    2. In Foreign Currency:
        Economic Globalization has been considerably enlarged comapred with before, so Foreign currency like US Dollar, Euro Dollar will become more important. By exchange, we can get expecticaly yielding.
    3. Real Estate
       The wold population is increase day by day, so solve housing problems always is the hard question for people also The Govrenment, means that Real Estate will become important, too
    4. Deposit Account and Insurance
        No one can know in advance that the risk can come anytime, so that reduce my risk and maintain my career choosing put my money into there is more safety.
- Finally, everyone has own choice, so I think my portfolio can come true and bring to me luck.

2樓

1.      Write down your portfolio investment plan?

Why you make this portfolio investment plan, explain?

Before I choose my portfolio investment, I must know that Am I a safe investor or venture investor? Because this is important for me to distribute portfolios investment in a reasonable.

I think that I would like to venture one portfolio investment because I know “high risk – high return”. However, I still want to keep 1% safety for me.

Therefore, I will choose portfolio investment plan as following as:

Information technology (25%), Tourism (15%), Real estate (10%), Food & drink (15%), HealthCare (20%) and Provision fund for myself (15%).

I distributed in 6 group such as:

Firstly, I invest Information technology department because I think that day by day, IT is gradually growing. It can be said that today is the world‘s technological era. Since IT was born, people have work more efficient, higher profits. Technology has replaced manual workers. IT involved in all field of medicine, education and defense… Until to now, IT is a part of the life. I think unless people do not exist, IT will stop developing. Therefore, I believe that IT department can help me have high return.

Secondly, this is the healthcare field. I choose this portfolio because in the past, people just interested in how can become rich, how to make a lot of money. Nowadays, the life is better, people become to enjoy, in addition to making money, people take care about their health. They would like to live longer to enjoy the life. Hence, they take care their health by doing exercise, supplementing functional Foodand usually going to the doctor to check the health situation. Therefore, I think health care is a good choice if I would like to have more profits.

Thirdly, I choose the food & drink field. Because as noted above, nowadays people would like to enjoy the life. Therefore, they just choose food that can make them saturated but also delicious. Although it can be a little bit expensive, it must be tasty. Hence, I think food & drink field isn’t bad choice.

Fourthly, this is the tourism field. Now I think that is a hot field. Because Tourism brings significant income for the economic development of a country. Besides, nowadays, people love to travel in the world. Therefore, tourism is more and more developing day by day.

Fifthly, I chose real estate. In the past, situation of real estate is unstable. At the moment, real estate has been slowly recovering. I think this is a long-term portfolio investment. Because houses, department, flat or land need more time to trading. Besides, I think this is the field is high risk. Because there have a lot of people who would like to buy it but they can’t be enough money to pay immediately. Therefore, they will borrow from bank or other sources. In the case, they can’t pay enough, we will loss so much. Hence, this is a high risk. So I have to think carefully to invest the real estate.

Finally, I would like to have a provision fund for myself. I don't use it to invest. Because I will keep a little money in case when I want to use for anything that is significant and emergency.

In brief, I think that any portfolio investment also has risks. Therefore, choice depends on myself. If I invest intelligently and right time, I will save more profits.
3樓
Erica

According to your report, you will choose portfolio investment plan as following as:

Information technology (25%), 

Tourism (15%), 

Real estate (10%), 

Food & drink (15%), 

treat them as an investment item or just consume them?

 If you just consume them, I think that it's not suitable in MPT allocation plan 

Health Care(20%) 

Provision fund for myself (15%).

You would like to have a provision fund for yourself. 

You don't use it to invest because you will keep a little money in case when you want to use for anything that is significant and emergent.

Therefore, choice depends on yourself. 

If You invest intelligently and right time, you will save more profits.

Your investment plan not very correct to get possible better ROI. 


Professor Chao

回應