- I choose currency because money is the highest liquidity and always be
directly used for payment, circulation, storage. Example: When you want to buy
a truck for your company, you must pay cash. If you don't directly pay cash,
you need pay in monthly installments and will chagre interest under the loan
term.
- Gold: Gold exchange rate changes daily. Gold may fall today but maybe it will be increase two or three times the next day.I think it is an opportunity to make a profitable investment.
- Stock: Investing securities make a huge profit. But I think risk of the stock is also very. We need to be clear about the value the industry and the compan we invest in. But as I understand the financial statements of companies are often not transparent so the analysis before investing in a company is very difficult.
- Land or Apartment: I can buy a apartment or a land in locations that I think will grow in the future. I can sell it to earn a profit when the price goes up or it can be rented to others. It is a short-term asset or a long-term asset depend my investment decisions.
Before you make your final investment decision, you have to think about what are the risks and return ratio. Then to divide your portfolio into the investment items.
Reminding:
Land or Apartment investment, you have only keep 15% amount, it's obviously less and insufficient to invest. Therefore, how do you invest and buy a house or an apartment with so less money.
Dear Professor,
- Answer:
1. My portfolio investment plan include:
+ Currency (40%)
+ Gold (30%)
+ Stock (15%)
+ Land or Apartment (15%)
2. Explain:
- I choose currency because money is the highest liquidity and always be directly used for payment, circulation, storage. Example: When you want to buy a truck for your company, you must pay cash. If you don't directly pay cash, you need pay in monthly installments and will chagre interest under the loan term.
- Gold: Gold exchange rate changes daily. Gold may fall today but maybe it will be increase two or three times the next day.I think it is an opportunity to make a profitable investment.
- Stock: Investing securities make a huge profit. But I think risk of the stock is also very. We need to be clear about the value the industry and the compan we invest in. But as I understand the financial statements of companies are often not transparent so the analysis before investing in a company is very difficult.
- Land or Apartment: I can buy a apartment or a land in locations that I think will grow in the future. I can sell it to earn a profit when the price goes up or it can be rented to others. It is a short-term asset or a long-term asset depend my investment decisions.
Your portfolio investment plan includes:
1. Currency (40%)
2. Gold (30%)
3. Stock (15%)
4. Land or Apartment (15%)
Before you make your final investment decision, you have to think about what are the risks and return ratio. Then to divide your portfolio into the investment items.
Reminding:
Land or Apartment investment, you have only keep 15% amount, it's obviously less and insufficient to invest. Therefore, how do you invest and buy a house or an apartment with so less money.
It's a problem you have to think it about again.
Professor Chao