知識社群ePortfolio登入
1樓

1.      

1.    1.  My portfolio investment plan is:

Stock (20%)   Deposit (25%)  Fund for myself (10%) Currency (15%)  Real estate (30%)

2.     2. The reason I choose:

-          Stock: Firstly, stock is easy to buy. It can purchase shares through a broker, a financial planner, or online. Secondly, stock market has continuous growth. We have more information about developing firm and many opportunities to invest. Thirdly, invest stock we can avoid the inflation risk.

-          Deposit: is the safe choice with low risk.  I can receive the interest rate monthly or annually.

-          Currency: is the most liquidity. It can minimize risk. Foreign currency tends to rise. But we need to choose the currencies of countries that have a stable financial and banking system.

-          Real estate : demand of housing is high, so we can invest in the purchase of real estate and then rent or sell to make profit. I think cash flow from real estate is stable and far more predictable than most other businesses. I believe I can get big profit.

-          Fund for myself: I will keep 10% money for my future plan and if when anything happen I can use this money.

2樓

Ailen,

My Your portfolio investment plan is arranged as follows:

Stock (20%)   

Deposit (25%)  

Deposit/Cash on hand (10%) 

Currency (15%)  

Real estate (30%)

In fact, you think that "cash flow from real estate is stable and far more predictable than most other businesses."  

In my point of view, Not quite.

The cash flow sometimes is unstable and difficulty to be under control.

The economic situation is changeable, and unpredictable.

Generally speaking, your portfolio investment plan is fine, balanced on the risk and return ratio.

Keep learning to bet better understanding.


Professor Chao