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by 趙永祥, 2018-12-25 23:36, Views(122)

受邀出席工商時報文化基金會、群益金鼎證券「健康‧富足系列講座」新竹場演講



趙永祥:理財前,要先學會理債



台北菁英診所營運長暨台灣基因營養功能醫學會理事長劉博仁(中)與南華大學財務管理研究所助理教授趙永祥(左二)日前出席「健康‧富足系列講座」新竹場,與群益金鼎證券資深副總裁李木現、貝萊德投信協理何偉綸、安聯人壽經理吳國偉共同合影。圖/謝奇璋

工商時報電子報

https://www.chinatimes.com/newspapers/20180602000375-260210


by 趙永祥, 2018-09-27 09:18, Views(213)




               Dr. Yuang Shiang Chao




                                          Profile linked to Amazon website

                                  https://www.amazon.com/Yuang-Shiang-Chao/e/B00IV30N1E


                         Biography of Dr. Chao in ORCID



              
                                           https://orcid.org/0000-0002-2303-0988





Yuang Shiang Chao
Academic Institution: 


Dep. of Finance,Nan Hua University


 http://www.nhu.edu.tw/~yschao/













     



Faculty experiences (1999/8/1 ~ Now)

 

Faculty (Full-time), Department of Finance, full-time lecturer, assistant professor (2011/8~Now), Yu Da University (1999/8/1 to 2013/7/31) 

Faculty (Part-time), Department of International Trade, National Taichung University of Science and Technology (2005/2/1 to 2006/7/31) 

Faculty (Part-time), National Taichung University  of Science and Technology in Junior College of Continuing Education   (2002/8/1 to 2005/1/31) 

Faculty (Part-time), Accounting and Information Systems, Chang Jung Christian University (CJCU) (2000/2/1 to 2002/7/31) 


Current Occupation: 

Full-time faculty, Assistant Professor, Department of Finance and Institute of Financial Management, College of management, Nan Hua University (2013/8/1 ~ Now)





https://plus.google.com/u/0/112211076070595678650/posts


https://www.linkedin.com/public-profile/settings?trk=prof-0-ovw-public_profile-secondary

https://www.linkedin.com/in/yuang-shiang-chao-4b577978?trk=hp-identity-name



********************************
********************************


Dr. Chao Yuang Shiang
Faculty in Dep. of finance, Nan Hua university, Taiwan  
Chai-Yi county,Taiwan

Dr. Chao Yuang Shiang, 
Position: Assistant Professor, Dep. of Finance and Institute of financial management, College of Management, Nan Hua University, Taiwan, R.O.C.

Education Degree : 
PH.D in Management, National Yunlin University of Science and Technology, Taiwan, ROC.

I'm a college teacher who teaches in Dep. of finance for more than eighteen years in university. I enjoy myself in doing research and teaching in my academic life. I have taught for over thirteen years in Yu Da University since 1999. Most of my students work in financial institutions,insurance compaies and stock markets. In the meanwhile, I also acted as a financial/strategic consultant in several medium-sized enterprises since March, 2006. I expect that there are two main academic directions to do subsequent research in the future. First of all, hoping to revisit and reevaluate the applicability of existing research to connect theories in light of the changing conditions of global business that might have invalidated their boundary conditions and assumptions. Secondly, I hope to generate novel theoretical ideas and empirical integrated model that better reflect the dynamics of a post-crisis world and provide relevant and timely knowledge to global managers and companies as well as to policy makers, governments, and all other participants in the global economy.

During these eighteen years, research is mainly focused in the following six fields,

1. International Diversification and FDI Investment Policy; 
2. MNE FDI Strategy and Global Strategy; 
3. Evaluating MNE Investment Strategy and Performance in Emerging Economy; 
4. International Finance and Investment Policy; 
5. FDI Investment Risk Management; 
6. Marketing Strategy.


Acting consultant and advisor in governmental institution and private company 
1. Financial consultant, Yoau Jude construction company 
2. Consultant in business management and marketing strategy,Green Deming environmental technological company. 
3. Consultant in education and training Joy town Investment Company. 
4. Counseling consultant in preparatory OTC market, Yunhong environmental company. 
5. Counseling consultant, the Council of Labor Affairs, Executive Yuan, R.O.C. (validity: 2012/2/22-2012/12/31) 
6. Counseling consultant in creating business and career development, The National Youth Commission (NYC), Executive Yuan, R.O.C. (validity: 2012/6/1-2013/5/31). 
7. Counseling consultant, Small and Medium Enterprise Administration, Ministry of Economic Affairs, Executive Yuan, R.O.C. (validity: 2014/4/1- 2015/3/31). 
8. Counseling consultant ,the Bureau of Employment and Vocational Training (BEVT) ,Council of Labor Affairs , Executive Yuan, R.O.C. (validity: 2012/3/1-2013/12/31). 
9. Counseling Consultant, Council of Labor Affairs, Executive Yuan (2012); 
10.Enhancing University Students' Career Employability and Competitiveness, Youth Commission, Executive Yuan, Taiwan (2005-2006);

The public listed company & OTC committee member and consultant

11.  Member of the Remuneration Committee of FALCON POWER 

     CO., LTD. (2016/6/15 ~ 2019/6/14)

Market Observation Post System (Stock listed company, CODE:1516)

      Market Observation Post System - FALCON POWER CO., LTD.

FALCON POWER CO., LTD. was established in February 1986 and list in 

Taiwan Stock Exchange in April 1995. Before June 2008, the Company 

was conduct in manufacturing, selling and buying bicycle parts, exercise 

products and the parts etc. To cope with operation reform and transform plan, 

since July 2008, the Company toward to develop energy products, especially 

the solar related products and solar energy application business.

http://www.falconpower.com.tw/en/investor.html

12.  Consultant (2016/7/1 ~ 2017/6/30) of MetaTech Co.,Ltd. 

(OTC listed Company / Stock Code: 3224)

http://www.metatech.com.tw/info/about.aspx


************************************************************************************

International license/certificate introduced.

International license:Senior Advising consultant, U.K. certificate(Distinct level)
License No. : NI 090038158405(May-2002)


Professional License: Integrated Marketing Consultant (Senior level)
Certificate No. : SMA 201411501(May-2016)


Fintech consultant (Senior level) 
Certificate No. : Fin1050000075


Professional License: Service Industry Consultant
Certificate No. : 181-001128(August-2011)


Enterprise Resource Planning Proficiency
Certificate No. : CERPS 1205320(July-2012)



Awards/Honors: 

The honored member in WHO's WHO(February-2015~Present)


http://www.worldwidebranding.com/MembersOnly/Settings/MyProfile.aspx

  
2012 亞洲四國國際競爭力策略論壇(2012/12/15)   
本人當天與其他亞洲三國學者交流,收穫良多





     
與波蘭、越南訪問學者一行三人參訪台灣證交所
本人與台灣證券交易所國際事務處周世昊經理及波蘭
國立華沙大學兩位教授、越南國立河內國際財經大學
教授於證券交易所大廳合影(註2)

                                       
註1 說明

地點: 台北福華文教基金會

日期: 2012-12-15

舉行時間:2012/12/15

舉辦地點:台北福華文教基金會

在這場國際學術論壇認識

1.日本太能總合經濟研究所所長太能教授,

2.新加坡知名企業輔導大師劉經烈總裁
    
   (成功輔導七家企業IPO上市)

3.韓國經營技術指導士會(APEC-CBC EI Korea,韓國前 
   
   三大的經營技術指導士會機構)李南基會長

4.當日指導長官經濟部中小企業處葉雲龍處長

在本次論壇交流中得知台灣目前的競爭優勢有待提升,已

經落在後段班,有一些隱憂,還有待政府的魄力改革,

其是規範的鬆綁與政府各部門的有效整合是當務之急。


Website linkage

http://isites.nhu.edu.tw/yschao/album/1


註2 說明

與來自波蘭與越南的交換學者

Professor Miroslow Dusza (Director of Department of Economics, University of Warsaw, Poland)

Professor Oskar Szumski (Chair of Management Information System, University of Warsaw, Poland)

Professor of Nguyen Thuong Lang (Head of Department of International Economics and Business,National Economics University,Hanoi, Vietnam) 

當天主要參訪行程於台灣證券交易所國際會議廳進行三國

資本市場現況與未來發展趨勢之交流。

Website linkage

http://isites.nhu.edu.tw/yschao/album/4

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 工商時報 
文/



台北菁英診所營運長暨台灣基因營養功能醫學會理事長劉博仁(中)與南華大學財務管理研究所助理教授趙永祥(左二)日前出席「健康‧富足系列講座」新竹場,與群益金鼎證券資深副總裁李木現、貝萊德投信協理何偉綸、安聯人壽經理吳國偉共同合影。圖/謝奇璋
富足長樂,安心到老-「健康‧富足」免費系列公益講座(台南場)

南華大學財務管理研究所助理教授趙永祥日前受工商時報文化基金會、

群益金鼎證券邀請出席「健康‧富足系列講座」新竹場時提到

「你不理財,財不理你;你不理債,債會找你」

他呼籲民眾在理財之前要學會理債。


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Extended Bio 

Profile
Dr. Chao is most proud of being a contributor in international 

finance research field, and wants to provide more effective research 

outcomes connected with governmental policies and academic 

institutions. Most of my current students work in financial 

institutions, insurance companies and stock markets. Dr. Chao has 

acted as a financial and strategic consultant in several medium-

sized enterprises since March 2005. He expects that there are two 

main academic directions to do subsequent research in the future. 

Dr. Chao hopes to revisit and reevaluate the applicability of 

existing research to connect theories in light of the changing 

conditions of global business. In addition to his assistant professor 

position in Nanhua University, and previously, Dr. Chao has taught 

for more than 17 years in university and advise many students to 

provide their financial knowledge to contribute themselves to 

organizations/society.
Position 

Responsibilities 

and Duties
1.Providing advice and telling companies how to manage their 

businesses well and avoid risks; 

2.Assisting owners and chief executive officers with financial 

management and risk-control managements;

3.to advise good suggestions to the investors and graduate school 

students;

4.Serving as an assistant professor in the department of finance and 

institute of financial management, college of management at 

Nanhua University; 

5.Doing research;
 
6.Teaching
Education 

Certifications
Senior Advising Consultant, 

U.K. Certificate, Distinct Level; 

Governmental Counseling Technician in Service Industry, Council 

of Labor Affairs, Executive Yuan, Taiwan
Awards/Honors1.Counseling Consultant, Small and Medium Enterprise 

Administration, Ministry of Economic Affairs, Executive Yuan, 

Taiwan (2014-2015); 

2.Second Place, National Investment Simulation Racing Contest 

(2013);
 
3.Counseling Consultant, The National Youth Commission, Executive Yuan, Taiwan (2012-2013); 

4.Counseling Consultant, Bureau of Employment and Vocational 

Training, Council of Labor Affairs, Executive Yuan, Taiwan (2012-

2013); 

5.Counseling Consultant, Council of Labor Affairs, Executive Yuan 

(2012); 

6.Enhancing University Students' Career Employability and 

Competitiveness, Youth Commission, Executive Yuan, Taiwan 

(2005-2006);
 
7.The honored member in WHO's WHO(February-2015)






https://plus.google.com/u/0/112211076070595678650/posts



*****************************************************

中華民國青創學院優秀講師

趙永祥

講師:趙永祥  博士
南華大學財務金融系暨財務管理研究所專任助理教授


趙永祥 博士 全球資訊網:
http://isites.nhu.edu.tw/yschao


政府機構輔導顧問主要資歷
1. 英國City & Guilds 高階國際企業管理師證照
2. 行政院勞委會乙級服務(門市服務)技術士證照
3. 企業資源規劃師(應用級)證照
4. 行政院青輔會創業諮詢顧問
5. 行政院勞委會<微型創業鳳凰> 創業諮詢顧問
6. 行政院勞委會職業訓練局<多元就業開發方案> 諮詢委員

http://www.careernet.org.tw/n/default.php?name=career_teacher&op=teacher_detail&id=00008988


*****************************************************


Dr. Chao Yuang Shiang

Faculty in Dep. of finance and institute of financial management , 
Nan Hua university, Taiwan  Chai-Yi county,Taiwan

Dr. Chao Yuang Shiang, 
Education Degree : 
PH.D in Management, Sub major: Finance 
Academic website 
http://isites.nhu.edu.tw/yschao/doc/836

http://www.amazon.com/-/e/B00IV30N1E 


******************************************************************************** 

Dr. Chao Yuang Shiang, 
Position: Faculty, Dep. of Finance and Institute of financial management, College of Management, Nan Hua University. 
The English textbooks published website linkage 
https://www.morebooks.de/search/%20gb?page=2&q=+Yuang+Shiang+Chao+&search_term=+Yuang+Shiang+Chao+&via_keyword=1 

******************************************************************************** 
International license/certificate introduced as follows. 

1. International license:Senior Advising consultant, U.K. certificate(Distinct level) 
License No. : NI 090038158405 

2. Professional License: Integrated Marketing Consultant (Senior level) 
Certificate No. : SMA 201411501 

3. Professional License: Service Industry Consultant 
Certificate No. : 181-001128 (Date:August-2011) 

4. Enterprise Resource Planning Proficiency 
Certificate No. : CERPS 1205320 (Date:July-2012)

******************************************************************************** 


Consultant and advisor in governmental institution and private company 

01. Consultant in business management and marketing strategy,Green Deming environmental technological company. 

02. Counseling consultant in preparatory OTC market, Yunhong environmental company. 

03. Counseling consultant, the Council of Labor Affairs, Executive Yuan, R.O.C. (validity: 2012/2/22-2012/12/31) 

04. Counseling consultant in creating business and career development,The National Youth Commission (NYC), 

Executive Yuan, 
(validity: 2012/6/1-2013/5/31). 

05. Counseling consultant, Small and Medium Enterprise Administration, Ministry of Economic Affairs,

Executive Yuan, R.O.C. (validity: 2014/4/1- 2015/3/31). 

06. Counseling consultant ,the Bureau of Employment and Vocational Training (BEVT) ,

Council of Labor Affairs, Executive Yuan, R.O.C. 
(validity: 2012/3/1-2013/12/31). 

07. Counseling Consultant, Council of Labor Affairs, Executive Yuan (2012); 

08. Member of the Remuneration Committee of FALCON POWER CO., LTD.. 

(2016/6/15 ~ 2019/6/14,TWSE Stock listed company, CODE:1516) 
Market Observation Post System - FALCON POWER CO., LTD. 

09. Consultant (2016/7/1 ~ 2017/6/30) of MetaTech Co., Ltd. 
(OTC listed Company / Stock Code: 3224) 

******************************************************************************** 


Awards/Honors: 


WHO's WHO, The honored member in Worldwide Branding institution (February- 2015)

by 趙永祥, 2018-09-27 09:15, Views(259)



         趙永祥 博士基本學經歷介紹(Resume)


                           Profile linked to Amazon website

                                 https://www.amazon.com/Yuang-Shiang-Chao/e/B00IV30N1E



                      趙 永 祥  博士 近照


  
        裝飾性圖片   「趙永祥」的圖片搜尋結果      「趙永祥」的圖片搜尋結果   




             「趙永祥」的圖片搜尋結果    「趙永祥」的圖片搜尋結果





Dr. Yuang Shiang Chao


   Profile linkage on Amazon

  https://www.amazon.com/gp/profile/AL7UQI387O58U


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主要教學資歷介紹


南華大學財務金融系暨財務管理研究所專任助理教授(2013/8/1~Now)

育達商業科技大學財務資訊與金融系講師、助理教授
(1999/8/1~2013/7/31)

趙永祥 博士 學術全球資訊網主要有四:


1. Main Profile in Amazon

2. Biography of Dr. Chao Yuang Shiang in ORCID


(Connected with the research work and the researchers)
https://orcid.org/0000-0002-2303-0988






3. Dr. Chao Amazon Author Page URL 
amazon.com/author/drchao


4. NHU Academic Website
http://isites.nhu.edu.tw/yschao
http://edward.sclub.com.tw/index.php



政府機構輔導顧問主要資歷

01. 英國City & Guilds 高階國際企業管理師證照
      (Senior consultation level, U.K.)
02. 行政院勞委會乙級服務(門市服務)技術士證照
03. 企業資源規劃師(應用級)證照
04. 行政院青輔會創業諮詢顧問
05. 行政院勞委會<微型創業鳳凰> 創業諮詢顧問
06. 行政院勞委會職業訓練局<多元就業開發方案> 諮詢委員
07. 經濟部中小企業處創業諮詢顧問
08. 行政院勞動部<勞動力發展署>銀髮族顧問團創業諮詢顧問
09. 中華經濟研究院與勞委會職業訓練局專案會議諮詢委員
10. 中華民國青創學院特聘講師

青年創業協會總會青創學院風險管理特聘講師




青創講師
趙永祥
講師:趙永祥 博士
南華大學財務金融系暨財務管理研究所專任助理教授

 


                        趙永祥 博士 全球資訊網

                              http://isites.nhu.edu.tw/yschao
                              http://www.amazon.com/-/e/B00IV30N1E















   ã€Œè¶™æ°¸ç¥¥ã€çš„圖片搜尋結果         ã€Œè¶™æ°¸ç¥¥ã€çš„圖片搜尋結果

1. 英國City & Guilds 高階國際企業管理師證照

2. 行政院勞委會乙級服務(門市服務)技術士證照

3. 企業資源規劃師(應用級)證照

4. 行政院青輔會創業諮詢顧問

5. 行政院勞委會<微型創業鳳凰> 創業諮詢顧問

6. 行政院勞委會職業訓練局<多元就業開發方案> 諮詢委員

7.  中華經濟研究院與勞委會職業訓練局專案會議諮詢委員


8.  行政院勞動部勞動力發展署「銀髮顧問團輔導顧問」


9.  中華民國管理科學學會「風險管理」領域課程講師



http://www.careernet.org.tw/n/default.php?name=career_teacher&op=teacher_detail&id=00008988



「趙永祥」的圖片搜尋結果            
「趙永祥」的圖片搜尋結果

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2018年06月02日 04:10 工商時報 
文/



台北菁英診所營運長暨台灣基因營養功能醫學會理事長劉博仁(中)與南華大學財務管理研究所助理教授趙永祥(左二)日前出席「健康‧富足系列講座」新竹場,與群益金鼎證券資深副總裁李木現、貝萊德投信協理何偉綸、安聯人壽經理吳國偉共同合影。圖/謝奇璋

台北菁英診所營運長暨台灣基因營養功能醫學會理事長 劉博仁(中)與南華大學財務管理研究所助理教授 趙永祥(左二)日前出席「健康‧富足系列講座」新竹場,與群益金鼎證券資深副總裁李木現、貝萊德投信協理何偉綸、安聯人壽經理吳國偉共同合影。

圖/謝奇璋


富足長樂,安心到老-「健康‧富足」免費系列公益講座(台南場)

南華大學財務管理研究所助理教授 趙永祥博士日前受工商時報文化基金會、

群益金鼎證券邀請出席「健康‧富足系列講座」新竹場時提到

「你不理財,財不理你;你不理債,債會找你」,

他呼籲民眾在理財之前要學會理債。


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2018年06月02日 04:10 工商時報 

文/蔡淑芬



富足長樂,安心到老-「健康‧富足」免費系列公益講座(新竹場)

南華大學財務管理研究所助理教授趙永祥 博士日前受工商時報文化基金會、群益金鼎證券邀請出席「健康‧富足系列講座」新竹場時提到
「你不理財,財不理你;你不理債,債會找你」,他呼籲民眾在理財之前要學會理債。

趙永祥博士的演講題目為「投資、理財與理債之致勝密碼」,他說致勝密碼是學會理債,而理債的第一步是「節流」。他反問現場聽眾,我們是不是一定要購買最旗艦手機呢?是不是一定要喝百元以上咖啡?是不是要常上高檔餐廳?是不是要買名牌車呢?事實上,我們通常買下夢寐以求的奢侈品後,一買完就後悔了,而我們的債務就是這樣累積出來的。


趙永祥博士以台灣人觀念,都希望留房給孩子,然而,一旦房子贈與後,孩子就開始不孝了,他建議,不要輕易將財產快速轉讓贈與小孩,可以用保險或指定繼承的方式,身為父母,一方面保有儲蓄在身邊,一方面也能保有家庭和樂。提到房產,趙永祥也懷疑是不是一定要買房,買房是不是一定要買在都會區,他說,與其當一輩子房奴,不如妥善安排住屋問題,例如,購買時間點、購買地點,他舉例,若不為工作方便,住在中南部也很方便,房屋價格便宜很多,不必為買房而當房奴一輩子,到老了還要兒孫養。


根據調查,台灣老人生活的主要經濟來源,有高達43.9%靠子女奉養,36.2%靠政府救助或津貼,趙永祥說明,未來面臨少子化及國家財政困難下,子女奉養與政府津貼都不可靠,唯有靠自己年輕時好好規劃退休金,才是安享退休生活之道。

趟永祥建議年輕時就要在開銷上安排,他建議投資金額不要超過年所得1/4,房貸月付金不要超過月收入1/3,手機月租費不超過月收入2/100,老友交誼不超過月收入1/10,年繳保費是年所得的1/10,旅遊基金提撥不超過月收入1/10。他也請聽眾思考,我們理財的目的是為了達成樂活人生目標,因此,退休理財的第一步是正視風險,尤其要去注意理財工具是否具有保值性。面對風險,趙永祥指出,我們不見得可以預測,更不見得可以降低它,但我們卻可以移轉它。他引股神巴菲特名言,投資時永遠要記住兩條準則:一是不能虧錢;二是永遠不能忘記第一條準則,投資人一定要先記住風險控制,才可以進行投資。


趙永祥  博士 傳授成功投資基金的七方法:


一、找到可以長期投資的標的。
二、善用時間複利效益。
三、擬定目標,切實執行。
四、善用定期定額平均成本效益。
五、誠實面對自己的風險承擔度。
六、分散投資,降低風險。
七、一年定期檢視二次目標與組合。

(工商時報)


趙 永 祥 博士: 理財之前要先學會理債

南華大學財務管理研究所助理教授趙永祥。圖/工商時報提供


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