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財務金融英文常用專業詞彙100
by 趙永祥 2016-09-25 23:58:24, Reply(0), Views(706)


              財務金融英文常用專業詞彙100








Globalization

The worldwide movement toward economic, financial, trade, and communications integration.
Globalization implies the opening of local and nationalistic perspectives to a broader outlook of an interconnected and interdependent world with free transfer of capital, goods, and services across national frontiers. However, it does not include unhindered movement of labor and, as suggested by some economists, may hurt smaller or fragile economies if applied indiscriminately.

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BusinessDictionary.com
TERM OF THE DAYSEPTEMBER 20, 2016
depression
f   t

Lowest point in an economic cycle characterized by (1) reduced purchasing power, (2) massunemployment, (3) excess of supply over demand, (4) falling prices, or prices rising slower than usual, (5) falling wages, or wages rising slower than usual, and (6) general lack of confidence in the future. Also called a slump, a depression causes a drop in all economic activity. Major depressions may ...
Lowest point in an economic cycle characterized by 
(1) reduced purchasing power, 
(2) mass unemployment, 
(3) excess of supply over demand, 
(4) falling prices, or prices rising slower than usual, 
(5) falling wages, or wages rising slower than usual, and 
(6) general lack of confidence in the future. Also called a slump, a depression causes a drop in all economic activity. Major depressions may continue for several years, such as the Great Depression (1930-40) that had worldwide impact. See also recession.

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http://www.businessdictionary.com/definition/depression.html

USAGE EXAMPLE
Sarah sighed, staring at the layoff notice. Since the economy had fallen into a depression, many of her friends had lost their jobs, and now so had she.
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TERM OF THE DAYSEPTEMBER 21, 2016
industrialization
f   t

1. The process by which traditionally nonindustrial sectors (such as agricultureeducation, health) of an economy become increasingly similar to the manufacturing sector of the economy. 
2. Sustained economic development based on factory productiondivision of laborconcentration of industries and population in certain geographical areas, and urbanization

What is 'Industrialization'

Industrialization is the process by which an economy is transformed from primarily agricultural to one based on the manufacturing of goods. Individual manual labor is often replaced by mechanized mass production, and craftsmen are replaced by assembly lines. Characteristics of industrialization include economic growth, more efficient division of labor, and the use of technological innovation to solve problems as opposed to dependency on conditions outside human control.


BREAKING DOWN 'Industrialization'

Industrialization is most commonly associated with the European Industrial Revolution of the late 18th and early 19th centuries. The onset of the second World War also led to a great deal of industrialization, which resulted in the growth and development of large urban centers and suburbs. Industrialization is an outgrowth of capitalism, and its effects on society are still undetermined to some extent; however, it has resulted in a lower birthrate and a higher average income.

Industrial Revolution

The Industrial Revolution traces its roots to the late 19th century in Britain. Prior to the proliferation of industrial manufacturing facilities, fabrication and processing were generally carried out by hand in people's homes. The steam engine was a key invention, as it allowed for many different types of machinery. Growth of the metals and textiles industries allowed for the mass production of basic personal and commercial goods. As manufacturing activities grew, transportation, finance and communications industries expanded to support the new productive capacities.

The Industrial Revolution led to unprecedented expansion in wealth and financial wellbeing for some. It also led to increased labor specialization and allowed cities to support larger populations, motivating a rapid demographic shift. People left rural areas in large numbers, seeking potential fortunes in budding industries. The revolution quickly spread beyond Britain, with manufacturing centers being established in continental Europe and the United States.



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USAGE EXAMPLE
The industrialization of the agriculture industry was noted by changes from physical labor and livestock powered equipment to modern tractor and electronic watering systems.
FUNNY DEFINITION OF THE DAY
What does "multislacking" mean?
Doing two or more useless activities simultaneously instead of working.
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TERM OF THE DAYSEPTEMBER 16, 2016
working capital
f   t

1. The cash available for day-to-day operations of an organization. Strictly speaking, one borrows cash (and not working capital) to be able to buy assets or to pay for obligations. Also called currentcapital
2. Accounting: Net liquid assets computed by deducting current liabilities from current assets. Theamount of available working capital is a measure of a firm's ability to meet its ... 

1. The cash available for day-to-day operations of an organization. Strictly speaking, one borrows cash (and not working capital) to be able to buy assets or to pay for obligations. Also called current capital.

2. Accounting: Net liquid assets computed by deducting current liabilities from current assets. The amount of available working capital is a measure of a firm's ability to meet its short-term obligations. Sources of working capital are 
(1) net income, 
(2) long-term loans, 
(3) sale of capital assets, and 
(4) injection of funds by stockholders. 
Ample working capital allows management to take advantage of unexpected opportunities, and to qualify for bank loans and favorable trade credit terms.

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USAGE EXAMPLE
The store owner's two-part goal was to pay off his debt as quickly as possible while maintaining sufficient working capital to comfortably manage his business.
FRIDAY QUIZ CHALLENGE
QUESTION
Someone who helps someone else, typically by means of a financial gift. A benefactor can refer to someone who gives financial donations to a charitable organization, someone who provides a younger family member with the financial resources so that they can attend college, or anyone who provides help in any other manner.
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